Condominium Insurance

A basic Condo policy covers the following:

• Your condo’s improvement and betterments —from the most common causes of loss
• Personal belongings—furniture, clothing, appliances, etc.
• Liability claims—claims against you for bodily injury and property damage
• Medical payments to others—pays non-household members accidentally injured on your property

In addition to the base coverage, your Homeowner policy can include endorsements or special packages that provide additional coverage, for example:

• Coverage for valuable articles like jewelry, artwork, musical instruments and collectibles.
• Coverage for home-based businesses
• Coverage for water back-up and sump pump overflow
• Personal Injury—adds protection against more types of personal injury lawsuits (like invasion of privacy, wrongful eviction, or wrongful entry)
• Identity Fraud—reimburses you for your legal fees, document duplication, mailing costs and more