Condominium Insurance
A basic Condo policy covers the following:
- Your condo’s improvement and betterments —from the most common causes of loss
- Personal belongings—furniture, clothing, appliances, etc.
- Liability claims—claims against you for bodily injury and property damage
- Medical payments to others—pays non-household members accidentally injured on your property
In addition to the base coverage, your Homeowner policy can include endorsements or special packages that provide additional coverage, for example:
- Coverage for valuable articles like jewelry, artwork, musical instruments and collectibles.
- Coverage for home-based businesses
- Coverage for water back-up and sump pump overflow
- Personal Injury—adds protection against more types of personal injury lawsuits (like invasion of privacy, wrongful eviction, or wrongful entry)
- Identity Fraud—reimburses you for your legal fees, document duplication, mailing costs and more