Directors and Officers

Provides coverage for directors and officers of an organization for negligent acts, omissions, or misleading statements that result in suits against the organization, often by shareholders. Directors and officers insurance policies usually contain two coverages:

Personal coverage for individual directors and officers who are not indemnified by the corporation for their legal expenses or judgments against them. Some corporations are not required by their corporate or state charters to provide indemnification.

Corporate reimbursement coverage for indemnifying directors and officers. Entity coverage for claims made specifically against the company may also be available.

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